Posted by Zuriana on August 26, 2011
Do you really need to purchase travel insurance for your honeymoon or vacation? The answer is yes, particularly if you?re traveling to a destination during hurricane season. Insurance coverage varies from carrier to carrier, but costs can average anywhere from $50 to $100 per person. Just like automobile or health insurance, travel insurance is money well spent.? Some items that travel insurance policies will typically cover include:
- Baggage and Personal Effects, and Baggage Delay
- You?re insured against all risks of permanent loss, theft or damage to Your Baggage and Personal Effects;/
- Medical Evacuation
- If you or your partner incur Sickness or Injury during the course of a Trip Emergency Medical Evacuation is available.
- Trip Cancellation, Trip Interruption, Missed Connection and Travel Delay
- If you miss your tour departure because your arrival at your trip destination is delayed for 3 or more hours?
Consider this; I have a client on vacation in Cancun. She may or may not encounter a delay trying to return to the DC area because of Hurricane Irene. If she is delayed in Cancun, she would be eligible to file a claim against her trip insurance because she would experience a travel delay.
I experienced a similar situation many years ago when I was delayed getting on a cruise ship out of Miami. My husband and other family members were delayed by Hurricane Frances. Instead of a Saturday departure, we were not able to depart until Monday. We received a refund for the monies we spent for unexpected hotel expenses and more. In the end, my travel insurance was money well spent.
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